Is This a Scam? Decode a Suspicious Message
by mohit aggarwal
Free
Paste a suspicious text, email or call transcript and get a red, amber or green verdict, the tells quoted, and the safe next move.
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Skills by mohit aggarwal (31)
Fine Appeal Letter: Grounds That Get Tickets Cancelled
by mohit aggarwal
Free
Appeal a parking ticket, penalty notice or administrative fine on grounds that succeed, with the letter and evidence list.
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Terms of Service Decoder: What Am I Agreeing To?
by mohit aggarwal
$5
Decode a terms of service or privacy policy into what you're really agreeing to, ranked by real-world impact.
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Timeshare Contract Decoder: Lifetime Cost & Rescission
by mohit aggarwal
$5
Decode a timeshare contract: the lifetime cost math, perpetuity and fee-escalation clauses, the rescission clock, and honest resale reality.
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Care Home Contract Decoder
by mohit aggarwal
$5
Decode a care home contract before a parent moves in: fee escalation, eviction triggers, the guarantor line, after-death charges.
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Funeral Price List Decoder
by mohit aggarwal
$5
Decode a funeral home's price list: mandatory vs. declinable, package vs. itemized, and the direct-cremation benchmark.
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Flight Delayed or Cancelled? What You're Owed
by mohit aggarwal
Free
Work out whether your delayed, cancelled or overbooked flight likely owes compensation, and draft the claim with the rule cited.
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Vet Estimate Decoder: Core vs. Optional
by mohit aggarwal
$5
Decode a veterinary estimate into core, precautionary and optional, then script the budget conversation nobody offers.
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Moving Estimate Decoder: Binding vs. Non Binding
by mohit aggarwal
$5
Decode a moving quote: estimate type, the weight games, valuation vs. insurance, and the red flags before a hostage load.
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Auto Repair Estimate Decoder: Fair or Upsell?
by mohit aggarwal
$5
Decode a mechanic's estimate line by line: what's urgent, what's upsell, and the questions that separate a fair shop from a fishing trip.
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Car Lease Decoder: Money Factor to APR
by mohit aggarwal
$5
Convert a car lease's money factor to APR, reconcile the payment math, and price the mileage and end-of-lease traps.
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Medical Records Request: The Letter That Works
by mohit aggarwal
Free
Request your medical records with an itemized letter, the right format, and a follow-up ladder for stonewalls.
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Insurance Claim Letter: Document the Loss
by mohit aggarwal
$5
Write a structured insurance claim or appeal letter that gives the adjuster everything needed to pay.
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Disability Insurance Decoder: Will It Actually Pay?
by mohit aggarwal
$5
Decode a disability policy or employer LTD plan: own-occ vs. any-occ, the real benefit after offsets and tax, and the clauses that decide.
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Claim Denied? Decode It and Write the Appeal
by mohit aggarwal
$5
Decode an insurance denial letter, gather the evidence that answers it, and write the point-by-point appeal.
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Insurance Policy Decoder: What's Actually Covered?
by mohit aggarwal
$5
Decode a home, renters or auto policy into what it pays in real scenarios, what's excluded, and the payout math.
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Debt Collector Scripts: What to Say, What Never to Say
by mohit aggarwal
$5
Scripts and rights for handling debt collectors: validation, disputes, contact limits, and the phrases that restart old debts.
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Unclaimed Money Tracer: Find Money That's Yours
by mohit aggarwal
Free
Find dormant accounts, lost pensions, uncashed cheques and unclaimed property through free official searches.
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Bank Fee Refund: Get Overdraft & Late Fees Waived
by mohit aggarwal
Free
Get a bank fee refunded with the right ask, the right channel, and the leverage that actually works.
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Benefits Package Decoder: What's the Offer Worth?
by mohit aggarwal
$5
Turn a job offer's benefits packet into real annual value, with equity and match math shown and the fine print ranked.
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Pay Stub Decoder: Why Is My Paycheck Smaller?
by mohit aggarwal
$5
Decode every line on a pay stub, show the gross-to-net waterfall, and catch payroll errors worth fixing.
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Loan Decoder: What This Loan Really Costs
by mohit aggarwal
$5
Decode a personal, auto, or mortgage loan offer into total cost, APR vs. advertised rate, and the traps ranked.
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Rent Increase? Check It, Price It, Negotiate It
by mohit aggarwal
$5
Check a rent increase's validity, price your alternatives honestly, then negotiate with a letter and a trade menu.
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Get Your Security Deposit Back
by mohit aggarwal
$5
The move-out protocol, deduction challenge, demand-letter ladder, and small-claims decision point for recovering a deposit.
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Contractor Quote Decoder: Allowances & Change Orders
by mohit aggarwal
$5
Decode a renovation quote to find the allowances that aren't prices and the exclusions that become change orders.
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Closing Disclosure Decoder: Real Fees vs. Junk
by mohit aggarwal
$5
Decode a mortgage Closing Disclosure line by line and catch fees that moved beyond what the Loan Estimate allowed.
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Home Inspection Report Decoder
by mohit aggarwal
$5
Turn a home inspection report into walk-risk, negotiate, or cosmetic, with cost ranges and the seller ask-list.
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HOA Decoder: Read the CC&Rs Before You Buy
by mohit aggarwal
$5
Decode HOA covenants and fee rules into what they'll cost you and what they'll stop you doing.
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Medical Bill Decoder: Why Is My Bill So High?
by mohit aggarwal
$5
Decode an itemized medical bill or EOB, find the charges worth disputing, and get the scripts to negotiate.
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