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    Funeral Price List Decoder

    2

    Decode a funeral home's price list: mandatory vs. declinable, package vs. itemized, and the direct-cremation benchmark.

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    Funeral Price List Decoder

    Funeral Price List Decoder

    Example session with this skill installed

    My father passed. Funeral home price list: basic services fee $2,450; embalming $795; 'other preparation' $350; viewing $525; funeral ceremony at their chapel $650; hearse $395; casket from $1,200 to $8,500; direct cremation $1,895; immediate burial $2,950; 'Traditional Package' $8,900 includes basic services, embalming, viewing, ceremony, hearse, and a $2,400 casket. We want a viewing and a service, then cremation. Budget matters. Help me read this.

    • Read your context and instructions
    • Compiled the funeral price list
    • Generated the document

    Funeral price decode: [home] · viewing + service, then cremation · [date]

    I'm sorry about your father. Here is the price list read plainly, so the money decisions can be made once and put down.

    The non-declinable floor: basic-services fee $2,450 · direct-cremation benchmark $1,895 · immediate-burial benchmark $2,950

    Line-by-line

    ItemPriceClassNote
    Basic services fee$2,450mandatoryThe one fee that can't be declined; covers arrangements, permits, coordination
    Embalming$795required-if-chosenGenerally required only for a public viewing with an open casket; not required for cremation or a closed-casket viewing in many places — verify locally
    "Other preparation"$350declinableAsk what it includes; dressing and cosmetology are often bundled here and can be declined if there's no open casket
    Viewing$525required-if-chosenYou want this; the price is the facility use
    Ceremony at chapel$650required-if-chosenCompare with a service at your place of worship or at the crematorium
    Hearse$395declinableNot needed if the body goes directly from the home to the crematory
    Casket $1,200–$8,500variesrequired-if-chosenFor a viewing-then-cremation, ask about a rental casket with a cremation container; often $700–$1,200 total
    Direct cremation$1,895benchmarkIncludes the basic fee in most price lists; ask whether it does here

    Package check: "Traditional Package" at $8,900 vs unbundled: $2,450 + $795 + $525 + $650 + $395 + $2,400 casket = $7,215 →

    difference $1,685, and the package is built for burial, not your plan. Bundled declinables: hearse, and the casket tier.

    Your plan, itemised: basic fee $2,450 + viewing $525 + ceremony $650 + rental casket and cremation container (~$900, quote it) + cremation fee (ask whether it's the $1,895 direct-cremation price less the basic fee already paid, typically leaving ~$600–$900) + embalming only if an open-casket viewing requires it ($795) → roughly

    $5,100–$6,300, versus $8,900 for a package that doesn't match what you want.

    Decline-safely list: hearse (no procession) · "other preparation" (unless open casket; ask what it is) · the casket purchase (rental for viewing) · embalming, if the viewing is closed-casket or brief and local rules allow — verify locally.

    Questions for the director — "We'd like a viewing and a service here, then cremation. Could you price that itemised rather than as the package?" · "What does 'other preparation' include?" · "Do you offer a rental casket for the viewing?" · "Is embalming required for the viewing we're describing?" · "Does the cremation fee include the basic services fee we're already paying?"

    Across homes (like-for-like: viewing + chapel service + cremation, rental casket)

    HomeBasic feeThis funeral, itemisedNotes
    This home$2,450~$5,100–$6,300Package not suited to the plan
    [Second home, if you get a list]Ask for the general price list in writing; they must provide it in the US

    Consumer information, not legal advice. Itemisation rights, embalming rules, and casket-acceptance duties vary by country; the strongest stated protections referenced here are US (FTC Funeral Rule) — verify locally elsewhere. None of this arithmetic is a comment on how much anyone loved anyone.

    funeral-price-list-decoder.pdf

    PDF · document

    Generated

    Example file from a real run - the skill writes it into your workspace.

    Connects securely to your tools. The creator never sees your data.

    What you get

    Every price-list item classified: mandatory, required-if-chosen, declinable, pass-through.The package unbundled and re-priced from the itemized list.A decline-safely list with the reason for each.Warm phrasings for the questions that get numbers.

    About this skill

    The problem

    Funeral pricing is decided by people who are grieving, in a room designed to make cost feel like love. Packages bundle items that can be declined, the basic services fee is the only true floor, and nobody explains which is which.

    What it does

    • Classifies every item on the general price list: mandatory, required-if-chosen, declinable, pass-through.
    • Unbundles any package and re-prices it from the itemized list to show the difference.
    • Names the decline-safely list with a one-line reason for each.
    • Gives warm phrasings for the questions that get numbers from the director.
    • Compares homes like-for-like when more than one price list is provided.

    Why this beats prompting it yourself

    A general prompt gives average funeral costs. This skill reads the specific price list, applies the itemisation rights that exist in many jurisdictions, and does the arithmetic gently, never equating cost with love.

    Use cases

    • Choosing between a $9,800 package and an itemized arrangement.
    • Understanding what the basic services fee covers.
    • Comparing two funeral homes for the same service.
    • Planning ahead for a parent and want the numbers first.

    Known limitations

    Consumer information, not legal advice. Itemisation rights, embalming rules, and casket-acceptance duties vary by country; the strongest protections referenced are US federal rules, verify elsewhere. Every figure is arithmetic on the price list provided, nothing more.

    How to install

    Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.

    ~30 seconds
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      Unzip into your skills folder

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      Ask your agent to use it

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