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Grok+17 agentsTerms of Service Decoder: What Am I Agreeing To?
Decode a terms of service or privacy policy into what you're really agreeing to, ranked by real-world impact.
$5
Terms of Service Decoder: What Am I Agreeing To?
Example session with this skill installed
Signing up to a photo-sharing app to post my own photography. ToS excerpts: 'You grant us a perpetual, irrevocable, worldwide, royalty-free, sublicensable licence to use, modify, and create derivative works from your content.' 'Disputes will be resolved by binding individual arbitration; you waive class actions. You may opt out within 30 days by emailing legal@.' 'We may share data with partners for advertising.' 'Deleting your account removes your profile; content shared with others may remain.' Decode this.
- Read your context and instructions
- Compiled the terms of service
ToS Decode: photo-sharing app
1. Bottom line
Accept with eyes open, and send the arbitration opt-out email this week. The single worst clause for a photographer is the content licence: it's perpetual, irrevocable, and sublicensable, which means the company and anyone it licenses can use and modify your photos forever, even after you leave.
2. Findings, ranked by impact
| # | What you're agreeing to (plain English) | Where (quoted line/section) | Severity | Should I care? |
|---|---|---|---|---|
| 1 | Your photos can be used, altered, and licensed to third parties by the company, forever, without payment, even after you delete them | "perpetual, irrevocable, worldwide, royalty-free, sublicensable licence to use, modify, and create derivative works" | 🔴 | Yes, if you sell or license your work anywhere else |
| 2 | You can't sue in court or join a class action; disputes go to arbitration | "binding individual arbitration; you waive class actions" | 🟡 | Yes, but you can opt out in 30 days |
| 3 | Your data is shared with advertising partners | "share data with partners for advertising" | 🟡 | Depends on what data; check the privacy settings |
| 4 | Deleting your account doesn't retrieve content others have shared | "content shared with others may remain" | 🟡 | Yes, combined with #1 |
3. The deletion reality
"Delete my account" removes your profile. Per the text, content already shared, reposted, or distributed by others stays, and the licence in #1 is irrevocable, so the company's rights over those copies don't end with deletion. Assume anything you post is permanent.
4. What you can do
- Arbitration: opt out by emailing legal@ within 30 days of signing up; keep the sent email. This preserves court and class-action rights.
- Content licence: take-it-or-leave-it. Mitigate by posting lower-resolution or watermarked versions, and never uploading work under an exclusive licence to a client.
- Data sharing: review the ad-personalisation and data-sharing settings after signup; the ToS permits sharing, the settings may limit it.
- Deletion: nothing to change; post accordingly.
This is a plain-language reading, not legal/financial advice — laws vary by jurisdiction; confirm anything load-bearing with a qualified professional.
Connects securely to your tools. The creator never sees your data.
What you get
About this skill
The problem
Nobody reads terms of service, and the parts that matter (arbitration and class-action waivers, content licences, data sharing, auto-renewals, deletion that doesn't delete) are spread across forty pages in the order the lawyer wrote them, not the order they affect you.
What it does
- Ranks findings by real-world impact instead of document order.
- Translates each into plain English with the quoted line and a should-I-care rating.
- Explains what 'delete my account' actually does per the text.
- Lists opt-outs, settings, and arbitration opt-out windows if the text offers them.
- Ends with accept, accept-with-eyes-open, or avoid, plus the single worst clause.
Why this beats prompting it yourself
A general prompt summarises the policy section by section. This skill reorders it by what can actually happen to you, quotes the line so you can find it, and tells you what you can still change after clicking accept.
Use cases
- Before uploading original work to a creative platform.
- Signing up a business to a SaaS tool.
- Checking a data-sharing policy for a health or finance app.
- Deciding whether to opt out of arbitration in the 30-day window.
Known limitations
Not legal advice. Enforceability of arbitration, licence, and data clauses varies by jurisdiction. With excerpts, it decodes what's shared and lists the high-impact topics missing from what you pasted.
How to install
Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.
- 1
Download the ZIP
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- 2
Unzip into your skills folder
Every agent reads skills from one folder on your machine. Drop the unzipped folder in there.
- 3
Ask your agent to use it
Restart the agent if it was already running. It picks the skill up automatically - no config needed.
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Click the path to copy it. Create the folder if it does not exist yet.
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