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- Lease Decoder: What Am I Signing?
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Lease Decoder: What Am I Signing?
Decode a residential lease clause by clause and rank the terms that can cost you money before you sign.
$5
Lease Decoder: What Am I Signing?
Example session with this skill installed
Here's my lease for a 1-bed in Austin, TX: $1,650/month, 12 months, $1,650 deposit. Clause 14 says if I leave early I owe 'two months' rent as liquidated damages plus rent until re-let.' Clause 22 says the lease auto-renews for 12 months unless I give 60 days' written notice. Clause 9 says tenant pays all repairs under $200. I might relocate for work in about 8 months. Decode this for me.
- Read your context and instructions
- Compiled the lease decoder
Lease Decode: 1-bed, Austin TX — $1,650/mo, 12 months
1. The one-paragraph verdict
Negotiate first. Two clauses matter for your situation: the early-exit clause (§14) can cost you more than a deposit's worth if you relocate at month 8, and the auto-renewal (§22) with a 60-day notice window is the one tenants most often miss. The repair clause (§9) is common but caps your exposure at an amount worth confirming in writing. Nothing here says walk.
2. Clause-by-clause decode
| Clause (§) | What it says | What it means for you | Severity |
|---|---|---|---|
| §14 Early termination | Two months' rent as liquidated damages, plus rent until re-let | Leaving at month 8 costs $3,300 up front, and possibly more if the unit sits empty | 🔴 |
| §22 Auto-renewal | Renews for 12 months unless 60 days' written notice | Miss the window (day ~305) and you're committed to another year | 🔴 |
| §9 Repairs under $200 | Tenant pays all repairs under $200 | You cover small fixes; ask whether it applies to pre-existing issues | 🟡 |
| Deposit terms | $1,650, conditions not quoted | Standard amount; the return conditions are what to read next | 🟡 |
3. 🚩 Red flags, ranked
1.
§14 "plus rent until re-let" — the double charge. Worst case: $3,300 + 2 empty months = $6,600. Ask for: liquidated damages or rent-until-re-let, not both, and a written duty to re-let promptly.
2.
§22 60-day auto-renewal — the calendar trap. Worst case: a second full year you didn't choose. Ask for: month-to-month after the initial term, or a 30-day window.
3.
§9 repairs under $200 — fine in principle. Worst case: a $199 charge per visit. Ask for: excludes pre-existing conditions and normal wear.
4. Exit & deposit math
Relocating at month 8 under §14 as written: $3,300 guaranteed + up to $1,650 per month unit stays empty. With the negotiated version (damages only): $3,300 flat. Deposit: $1,650, returned per the conditions in the deposit clause (not provided; request them).
5. Questions to ask before signing
- Will you replace "plus rent until re-let" with one or the other?
- Does the auto-renewal convert to month-to-month instead?
- Does §9 exclude pre-existing issues and normal wear?
- What's the deposit return timeline and what's deducted?
- Is there a relocation or job-transfer release clause available?
6. What's negotiable
Early-termination structure, the renewal mechanism, and small-repair exclusions are amended routinely when asked in writing.
This is a plain-language reading, not legal/financial advice — laws vary by jurisdiction; confirm anything load-bearing with a qualified professional.
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What you get
About this skill
The problem
Most tenants sign a lease without understanding the early-termination clause, the auto-renewal trap, or which repair costs quietly land on them. The document is written to be skimmed, and the expensive parts hide in the middle.
What it does
- Translates every clause into plain English in a clause-by-clause table with a severity rating.
- Ranks red flags worst-first with the quoted line, the realistic worst case in dollars, and the fix to ask for.
- Works the exit and deposit math: what leaving early costs and every condition attached to getting the deposit back.
- Lists the questions to ask the landlord before signing, ordered by leverage.
- Names what landlords routinely amend when asked, so you negotiate the right things.
Why this beats prompting it yourself
A general prompt summarises the lease. This skill enforces a fixed severity scale, requires the money math on every red flag, refuses to guess jurisdiction, and always ends with what is negotiable, so you get a decision, not a summary.
Use cases
- Reviewing a first apartment lease before the signing appointment.
- Checking whether a renewal added terms that weren't in the original.
- Understanding what breaking a lease will actually cost before a job relocation.
- Preparing questions for a landlord who says 'it's a standard lease'.
Known limitations
Not legal advice. Enforceability varies by state and country; the skill asks for your location and flags where local rules decide the answer. Works from pasted text or transcribed photos; unreadable clauses are named as gaps, not guessed.
How to install
Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.
- 1
Download the ZIP
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- 2
Unzip into your skills folder
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- 3
Ask your agent to use it
Restart the agent if it was already running. It picks the skill up automatically - no config needed.
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