ReportGuard

Writing an accident report is stressful, and a single vague phrase can give an insurance company the excuse they need to deny your claim. This skill audits your draft for technical contradictions and ambiguous wording that trigger automated rejections or shared-fault rulings. It ensures your written account and selected checkboxes tell the same story without providing legal loopholes for insurers.

What it does

• Risk Detection identifies phrases like "I didn't notice" or "I might have" that insurers use to assign shared liability.
• Logic Validation cross-references maneuver checkboxes against the written description to catch technical mismatches.
• Ambiguity Resolution flags vague admissions of fault and suggests precise, binary language for the same events.
• Verdict Generation provides a categorical safety rating for the report draft.
• Wording Optimization proposes clearer phrasing for the user's specific claims without altering the underlying facts.

How it works

1. Provide the text from your "circumstances" and "fault" fields along with the checkboxes you selected.
2. The skill scans for high-risk trigger phrases and logical discrepancies between your text and maneuvers.
3. You receive a list of flagged items categorized by risk type with explanations of how an insurer will interpret them.
4. For any logic mismatches, the skill asks you to confirm which version of events is accurate before providing the final wording.

Frameworks & tools

This skill is a specialized text auditor designed for Europrotocol and standard motor insurance accident notices. It supports Russian and English report formats.

Why this beats prompting it yourself

Generic LLMs often try to make you sound "better" or more innocent, which can look like fraud. This skill focuses strictly on technical precision and logical consistency, preventing you from accidentally admitting fault through poor word choice while maintaining the integrity of the facts.

Use cases

• Reviewing a Europrotocol draft before final signatures to avoid payout delays.
• Checking for contradictions between checked boxes and the written narrative.
• Clarifying fault statements to ensure they are legally unambiguous.
• Detecting phrases that insurers typically use to argue for "shared negligence."

Known limitations

Does not provide legal advice or predict actual payout amounts. It cannot be used to fabricate or hide facts; it only clarifies the existing account. Requires manual input of checkbox states.