wholesale deal analyzer pro

Wholesale real estate deals fail when underwriting relies on vague heuristics like the 70% rule instead of hard numbers. This skill provides a production-grade underwriting engine that decomposes every cost layer of a wholesale transaction to ensure assignment economics actually work for the end-buyer. It moves beyond simple math to deliver auditable decision packages based on trade-level repair budgets, funding stacks, and exit scenarios.

What it does

• ARV reconstruction provides a range-based valuation backed by a comparable sales evidence table.
• Cost layering calculates trade-level repair budgets with built-in contingency tiers.
• Wholesaler economics isolates the net assignment fee after accounting for all marketing and closing costs.
• End-buyer modeling solves for maximum allowable offer (MAO) based on specific investor return targets.
• Exit sensitivity compares outcomes for assignment, double-closing, renovation flips, and long-term holds.

How it works

1. Data ingestion where you provide property details, repair scope, comparable sales, and financing terms.
2. Economic modeling where the engine calculates the full stack from purchase price to net profit.
3. Stress testing where the deal is run through ±10/20% ARV shifts and repair overruns.
4. Memo generation delivering a structured deal package with sources, uses, and diligence checklists.

Frameworks & tools

The skill is designed for execution within environments like Claude Code or Cursor. It integrates with document readers for contracts, spreadsheet tools for financial modeling, and web search for verifying public records.

Why this beats prompting it yourself

Generic prompts often double-count assignment fees or ignore hold costs and financing points. This skill uses a strict calculation architecture that ensures every dollar is accounted for in the end-buyer's stack, preventing deals that look good on paper but die in due diligence.

Use cases

• Underwriting off-market properties to determine a realistic maximum allowable offer.
• Comparing assignment vs. double-closing scenarios for high-spread deals.
• Preparing professional deal memos for JV partners or cash buyer lists.
• Auditing acquisition manager submissions to ensure consistent underwriting standards.

Known limitations

Does not provide legal advice or verify licensing requirements for equitable interest advertising. Users must verify jurisdiction-specific rules regarding assignment and disclosures with counsel.