transaction risk screener pro

Real estate transactions are the primary targets for high-value wire fraud and title scams. This skill provides a production-grade risk screening engine that detects wire fraud indicators, authority discrepancies, and contract inconsistencies. It replaces manual checklists with a structured, evidence-based review process designed for transaction coordinators, escrow officers, and investors.

What it does

• Wire Fraud Detection identifies domain spoofing, suspicious instruction changes, and routing anomalies.
• Title and Authority Review flags discrepancies in entity formation dates, Power of Attorney validity, and estate authority.
• Contract Inconsistency Logging cross-references executed pages against title commitments to find hidden gaps.
• Priority Concern Register categorizes findings by severity (High, Medium, Low) with specific evidence citations.
• Verification Action Plans generates step-by-step instructions for phone callbacks and independent record verification.

How it works

1. Document Intake requires the transaction role, jurisdiction, executed contracts, and wiring instructions.
2. Signal Analysis runs a multi-vector scan across identity documents, title reports, and communication history.
3. Risk Categorization labels findings as Verified, Documented, Flagged, or Unverifiable based on evidence.
4. Protocol Generation delivers a structured report including a missing document matrix and escalation paths.

Frameworks & tools

This skill utilizes specialized logic for Secretary of State entity lookups, OFAC/SDN list checking, and email header inspection. It is designed to work within transaction management systems and CRM environments where document access is available.

Why this beats prompting it yourself

Generic prompts often lead to dangerous "looks good to me" assertions or defamatory fraud accusations. This skill enforces a strict evidence-based protocol that distinguishes between anomalies and confirmed concerns while mandating independent phone verification for all wire instructions.

Use cases

• Screening high-risk cash purchases where no lender verification layer exists.
• Verifying authority for recently formed LLCs or estate-based sales.
• Detecting domain-spoofing attempts in email-based wiring instructions.
• Auditing complex 1031 exchanges or daisy-chain transactions for shared account risks.

Known limitations

Does not independently contact parties or hold funds. Visual inspection of wire instructions is never treated as verification. Requires manual phone callbacks for final confirmation.