subscription renewal guard lite
One-time subscription audit to find unused services, calculate waste, and provide exact cancellation steps.
Free
Works with the AI tools you already use
subscription renewal guard lite
Example session with this skill installed
I'm spending too much. Audit these from my statement: Netflix $15.49, Adobe $54.99, ChatGPT $20, Peloton $44, and I think I have a $12.99 Amazon thing. I haven't used the Peloton in months.
- Read your context and instructions
- Compiled the subscription renewal guard
- Generated the document
I have audited the 5 services you provided. I identified two primary blind spots: PayPal automatic payments and Apple/Google app store subscriptions were not included in your list.
Subscription Ledger
| Merchant | Plan | $/cycle | Cycle | Cancel path |
|---|---|---|---|---|
| Adobe | Creative Cloud | $54.99 | Monthly | account.adobe.com/plans |
| Peloton | App Membership | $44.00 | Monthly | onepeloton.com/settings |
| OpenAI | ChatGPT Plus | $20.00 | Monthly | chatgpt.com/billing |
| Netflix | Standard | $15.49 | Monthly | netflix.com/cancelplan |
| Amazon | Music/Prime? | $12.99 | Monthly | amazon.com/mycd |
Top 3 Waste Report
- Peloton ($44.00/mo): You haven't used this in 30+ days. Savings: $528.00/year.
- Adobe ($54.99/mo): High cost candidate. If usage is low, this is the biggest win. Savings: $659.88/year.
- Amazon ($12.99/mo): Often a forgotten add-on. Savings: $155.88/year.
Total Potential Annual Savings: $1,343.76
Cancel Playbooks
1. Peloton
- Path: Log in to
home.onepeloton.com, go to Subscriptions in the top right menu, and select Cancel. - Friction: They may offer a "pause" for 3 months. Only take this if you have a specific date you plan to return.
2. Adobe
- Path: Go to
account.adobe.com/plans. Click Manage Plan then Cancel your plan.
Friction: High. Adobe often charges an Early Termination Fee (ETF) if you are on an "Annual, paid monthly" plan. Check the fine print on the final screen before confirming.
3. Amazon
Path: Go to amazon.com/mycd (Manage Your Content and Devices) or the
Memberships & Subscriptions section in your account.
*
Friction: Low, but ensure you are canceling the specific sub-channel and not your entire Prime membership if you still use shipping.
Next steps
- Check your iPhone/Android subscription settings to see if there are hidden mobile trials.
- Verify if that Adobe plan has a cancellation fee before clicking confirm.
- Use the links above to process these three cancellations now.
Found your waste? The full Subscription Renewal Guard keeps watching forever — warns you days before every renewal and trial conversion, catches price hikes and duplicates, and re-scans monthly. $19 one-time.
subscription-renewal-guard-lite.pdf
PDF · document
Example file from a real run - the skill writes it into your workspace.
Connects securely to your tools. The creator never sees your data.
About this skill
The problem
Forgotten subscriptions drain your bank account every month. It is difficult to track every recurring charge across app stores, PayPal, and multiple cards without a centralized ledger.
What it does
- Builds a unified subscription ledger from pasted receipts, bank statements, or manual lists (up to 10 services).
- Calculates monthly-equivalent costs for all cycles, including annual and bundled plans.
- Identifies the top 3 money-wasters by ranking unused services by yearly recoverable savings.
- Generates step-by-step cancellation playbooks with direct links and warnings about retention traps.
Why this beats prompting it yourself
General LLMs often hallucinate cancellation paths or fail to calculate the true annual impact of monthly "micro-transactions." This skill uses a strict waste-decision framework and verified lookup logic to ensure your audit is mathematically accurate and actionable.
Use cases
- Cleaning up a "forgotten free trial" pipeline after a heavy app-testing phase.
- Consolidating streaming services, cloud storage, and SaaS tools into a single view for budgeting.
- Finding immediate cash flow by identifying services not used in the last 30 days.
- Navigating dark patterns in cancellation flows for high-friction merchants.
Known limitations
Limited to auditing 10 services per session. Does not support automated bank syncing, price-hike alerts, or ongoing renewal monitoring.
How to install
Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.
- 1
Download the ZIP
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- 2
Unzip into your skills folder
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- 3
Ask your agent to use it
Restart the agent if it was already running. It picks the skill up automatically - no config needed.
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