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    Pricing Calculator: Floor Rate & Project Quotes

    1

    Calculates your real minimum rate, then prices a project three ways (hourly, fixed, value) with every step shown.

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    Pricing Calculator: Floor Rate & Project Quotes

    Pricing Calculator: Floor Rate & Project Quotes

    Example session with this skill installed

    I want to take home $80k after taxes. My tax rate is 25%, expenses are $10k, and I take 6 weeks off. I have a project that will take 20-30 hours and will save the client $20,000 this year.

    • Read your context and instructions
    • Compiled the pricing calculator

    Numbers first, then judgment. Show every step so the user can change one input and see the effect.

    When to use it: Use it when you ask "what should I charge", "how do I price this", or want to check if a quote is too low.

    What you get
    Part 1 table (if computed), Part 2 table with the three prices, the recommendation, and a 2-line "how to say the number" script for the client conversation.

    Works with Claude Code, Claude Cowork, Claude.ai Projects, Cursor, Codex CLI and any agent that reads SKILL.md. Markdown only: no scripts, no network access, no API keys.

    Install: unzip into ~/.claude/skills/ and restart Claude Code, then describe your situation and the skill loads by itself.

    Part of the Freelancer Ops Skills set by KritikosgnsStudio.

    Projects, Cursor, Codex CLI and any agent that reads SKILL.md

    Connects securely to your tools. The creator never sees your data.

    About this skill

    Stop guessing what to charge and start pricing based on math. This skill helps freelancers calculate a sustainable floor rate by factoring in taxes, business overhead, and non-billable time. It moves beyond "gut feelings" by generating three distinct pricing models for any specific project, ensuring every quote covers costs and accounts for risk.

    What it does

    • Floor Rate Calculation determines the absolute minimum hourly and daily rate needed to hit take-home pay goals after taxes and expenses.
    • Three-Model Pricing generates hourly, fixed, and value-based quotes for a single project to compare options.
    • Risk Buffering applies a 15% buffer to fixed-price quotes to protect against scope creep and worst-case hour estimates.
    • Margin Protection runs sanity checks to ensure a fixed price doesn't accidentally dip below the floor rate during the best-case scenario.
    • Rush & Revision Adjustment calculates surcharges for tight deadlines and defines costs for additional revision cycles.

    How it works

    1. Financial Baseline collects income targets, tax rates, and annual overhead to establish your floor rate.
    2. Project Assessment gathers deliverables, hour estimates, and client value metrics.
    3. Comparative Output presents a table comparing hourly, fixed, and value-based models with specific formulas.
    4. Strategic Guidance recommends the best model and provides a two-line script for the client pitch.

    Frameworks & tools

    This is a logic-based skill that works with any currency or tax jurisdiction. It requires no external integrations, using mathematical formulas to process user-provided financial data.

    Why this beats prompting it yourself

    Standard LLM prompts often give vague market averages or ignore the "hidden" costs of being a freelancer. This skill enforces a strict "numbers first" logic that accounts for unpaid admin time and tax liabilities, preventing you from ever quoting a loss-making rate.

    Use cases

    • Setting a baseline hourly rate for the new financial year.
    • Responding to a RFP where the scope is well-defined but risky.
    • Calculating value-based pricing for high-impact consulting projects.
    • Auditing an existing quote to see if it actually covers your overhead.

    Known limitations

    Does not provide local tax advice or market research for specific industries. Users must provide their own estimates for hours and client value.

    How to use

    Skills on Agensi run inside your AI agent. Copy the prompt, paste it into your agent, and it connects to Agensi and installs this skill for you. If a payment is needed, your agent shows it to you first.

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