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- Monthly Close
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Monthly Close
Standardized month-end cash, fee, and tax set-aside reconciliation for small product businesses.
$5
Monthly Close
Example session with this skill installed
Close month 2024-03 for 'SaaS-Starter'. Beginning cash 5000, ending actual 7200. Gross sales 3000, refunds 100. Processor fees 90. Hosting 50, tokens 20. Tax rate 0.25 on net sales minus fees.
- Read your context and instructions
- Compiled the monthly close
- Generated the document
I have processed the monthly close for SaaS-Starter for March 2024. The calculations are complete and the report has been generated at docs/close.md.
Monthly Close: SaaS-Starter (2024-03)
Product: SaaS-Starter
Month: 2024-03
Currency: USD
Status: ready
Not tax, legal, or investment advice.
Cash
- Beginning Cash: 5000.00
- Gross Sales: 3000.00
- Refunds: 100.00
- Net Sales: 2900.00
- Opex (Hosting): 50.00
- Opex (Tokens): 20.00
- Outflows (Fees + Opex): 160.00
- Expected Ending: 7740.00 (5000 + 2900 - 160)
- Actual Ending: 7200.00
- Delta: -540.00
Fees
- Processor: 90.00
- Platform: 0.00
- Total Fees: 90.00
Set-aside (Memo)
- Rate: 0.25
- Base: 2810.00 (Net Sales 2900 - Fees 90)
- This Month Set-aside: 702.50
- Prior Balance: 0.00
- Total Set-aside Balance: 702.50
- Operating Cash: 6497.50 (7200.00 - 702.50)
Exceptions
delta nonzero: The difference of -540.00 remains unexplained.
Not this run
This run did not perform unit economics modeling, TCO analysis, or tax filing. No bank accounts were accessed.
Residual
- filed: no
- priced: no
- advised: no
- exception_keys: delta_nonzero
Next steps
- Review the
delta nonzeroexception indocs/close.mdto identify missing opex or unrecorded refunds. - Archive the generated
docs/close.mdfor your internal records. - If you have unit economics data, run the
unit-economicsskill to update your per-user cost model.
monthly-close.pdf
PDF · document
Example file from a real run - the skill writes it into your workspace.
Connects securely to your tools. The creator never sees your data.
What you get
About this skill
The problem
Month-end reconciliation for small product businesses is often slow and error-prone. Developers and solo founders struggle to separate operating cash from tax set-asides without getting bogged down in complex ERP software.
What it does
- Generates a standardized
docs/close.mdchecklist for one calendar month. - Calculates net sales, opex, and expected cash ending versus actual cash.
- Computes tax set-aside memo balances based on buyer-defined rates and bases.
- Identifies financial exceptions like non-zero deltas, missing exports, and out-of-month sales.
- Strips sensitive house bank account numbers and processor IDs from generated reports.
Why this beats prompting it yourself
This skill enforces strict arithmetic rigor and prevents "delta plugging" where unexplained cash differences are hidden in opex. It maintains a hard boundary against providing unauthorized tax or legal advice, ensuring reports remain objective financial snapshots rather than risky recommendations.
Use cases
- Closing a month for a SaaS product using Stripe and hosting exports.
- Calculating a tax set-aside memo for a solo developer business.
- Identifying cash discrepancies between bank statements and sales reports.
- Standardizing month-end documentation across multiple small software products.
Known limitations
Does not support multi-entity accounting, payroll, or inventory management. Requires buyer-supplied tax rates and cash totals as it cannot log into banks or tax portals.
How to install
Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.
- 1
Download the ZIP
Free skills download straight away. Paid skills unlock right after purchase.
- 2
Unzip into your skills folder
Every agent reads skills from one folder on your machine. Drop the unzipped folder in there.
- 3
Ask your agent to use it
Restart the agent if it was already running. It picks the skill up automatically - no config needed.
Skills folder by agent
Click the path to copy it. Create the folder if it does not exist yet.
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- Passed all security checks, Safe to install