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    loonkost-simulatie-memo

    Generate professional payroll cost simulation memos for clients, including RSZ, sector premiums, and tax alternatives.

    Updated Jun 2026
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    $19

    · or 95 credits

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    Included in download

    • Calculate total employer cost including sector-specific bonuses and RSZ.
    • Compare gross salary increases with meal vouchers or mobility budgets.
    • Instant install

    Sample input

    Maak een loonkost-memo voor een nieuwe bediende in PC 200 met een brutoloon van 3500 euro. Het is de eerste aanwerving van deze klant.

    Sample output

    **MEMO: Loonkostraming Nieuwe Aanwerving** Jaarkost: € 58.450 (Factor: 1,67x bruto) Inclusief: Patronale RSZ, vakantiegeld, 13e maand en doelgroepvermindering (1e aanwerving). Alternatief: Maaltijdcheques verhogen de kost met € 160/maand maar zijn 100% aftrekbaar. *Cijfers onder voorbehoud.*

    About This Skill

    What it does

    This skill generates professional payroll simulation memos specifically designed for accountants and financial advisors to present to their clients. It calculates the total employer cost (Total Cost of Ownership) for a new hire or a salary increase, going far beyond the basic gross salary to include employer social security contributions, holiday pay factors, 13th-month bonuses, insurance, and administrative fees.

    Why use this skill

    Manually calculating Belgian payroll costs is error-prone due to complex Joint Committees (PC), varying RSZ percentages, and specific target group reductions. This skill automates the calculation structure using a transparent, editable configuration block. It ensures you never forget hidden costs like occupational accident insurance or sector-specific premiums, while providing a clear "gross-to-total-cost" ratio for client clarity.

    Supported features

    • Dynamic Config Block: All parameters (RSZ %, holiday factors) are presented upfront for easy fact-checking.
    • Sector Support: Adapts calculations based on the specific Joint Committee (Paritair Comité).
    • Alternatives Analysis: Compares gross raises against tax-efficient alternatives like meal vouchers or mobility budgets.
    • Pro-rata Logic: Handles part-time calculations while accounting for fixed administrative overheads.

    The Output

    The result is a client-ready memorandum (NL/EN) containing a structured cost table, a monthly breakdown, an overview of alternative compensation methods, and a clear disclaimer directing the final calculation to the social secretariat.

    Use Cases

    • Calculate total employer cost including sector-specific bonuses and RSZ.
    • Compare gross salary increases with meal vouchers or mobility budgets.
    • Draft client-ready memos explaining the cost of a first-time hire.
    • Estimate the impact of target group reductions on total hiring costs.

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    Permissions

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    Compatible with SKILL.md-compatible agents including Claude Code and Cursor.

    Frequently Asked Questions