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Grok Bot+18 agentsLBO Sketcher
Sketch, roughly, transparently, whether a deal works on leverage: sources-and-uses, debt-service cover, a conservative/base/optimistic returns sketch, and...
$9
LBO Sketcher
Example session with this skill installed
Use the LBO Sketcher skill on Project Sentinel (Sentinel Fire & Safety, Inc.). The documents have no price or debt terms, so these are my own assumptions for the sketch:
- Purchase price $5.0M enterprise value, plus $150,000 of fees.
- Senior bank loan $3.0M at 9.5%, 7-year level annual payments.
- Seller note $0.5M at 6%, interest only, repaid at exit.
- Maintenance capex $100,000 a year. Ignore tax for this sketch.
- EBITDA cases from the financial statements (page 4): conservative = reported $1.08M with no growth; base = adjusted $1.42M less the $210,000 owner add-back = $1.21M, growing 3% a year; optimistic = seller-adjusted $1.42M growing 7.4% a year (the latest step in FS p.2).
- Exit after 5 years at 4.0x EBITDA.
- Read your context and instructions
- Compiled the lbo sketcher
LBO sketch: Project Sentinel (indicative, for screening)
All inputs below are yours or computed from the financial statements (FS). Nothing here is a financial model.
1. Sources and uses
| Uses | $ | Sources | $ |
|---|---|---|---|
| Purchase price | 5,000,000 | Senior loan | 3,000,000 |
| Fees | 150,000 | Seller note | 500,000 |
| Equity (balancing figure) | 1,650,000 | ||
| Total | 5,150,000 | Total | 5,150,000 |
Debt is $3.5M, 2.9x base EBITDA of $1.21M and 3.2x reported EBITDA of $1.08M (mine).
2. Debt service and cushion
- Senior payment: $606,108 a year (7 years, 9.5%, level annual).
- Seller note interest: $30,000 a year.
- Total debt service: $636,108.
| Case | EBITDA | Less capex | Cash for debt | Cover (x) | Cushion |
|---|---|---|---|---|---|
| Conservative | $1,080,000 | $100,000 | $980,000 | 1.54 | $343,892 |
| Base | $1,210,000 | $100,000 | $1,110,000 | 1.74 | $473,892 |
| Optimistic | $1,420,000 | $100,000 | $1,320,000 | 2.08 | $683,892 |
Debt service is covered in all three cases, before tax. Tax and working capital are ignored, and the materials hold no figures for either (FS p.3 lists categories only).
3. Returns sketch (year 5, 4.0x exit)
Senior balance after 5 years is about $1,059,000; the seller note of $500,000 is repaid at exit.
| Case | Year 5 EBITDA | Exit value | Equity at exit | Multiple of equity | Approx. annual return |
|---|---|---|---|---|---|
| Conservative (0%) | $1.08M | $4.32M | $2.76M | 1.67x | 11% |
| Base (3%) | $1.40M | $5.61M | $4.05M | 2.46x | 20% |
| Optimistic (7.4%) | $2.03M | $8.12M | $6.56M | 3.97x | 32% |
This ignores cash retained after debt service, which would add to every case.
4. The assumption the whole sketch is most sensitive to
Whether the EBITDA is real and stays. Two parts:
1.
Add-backs. Conservative to base is the $130,000 of non-owner add-backs ($65,000 + $41,000 + $24,000); base to optimistic is the $210,000 owner add-back. In total $340,000 of add-backs (FS p.4) sit behind the seller's $1.42M.
2.
Northgate. It is $1,366,000, 22.0% of TTM revenue (CIM p.9). If it left and carried the average reported margin of 17.4% (an assumption, not a document figure), base EBITDA would fall by about $238,000 to $972,000, and cover to about 1.37x: [($972,000 - $100,000) / $636,108]. The sketch survives, thinly.
Exit multiple also matters: at 3.0x in the base case, equity multiple falls to about 1.6x.
Missing: debt covenant terms, tax, working capital, owner replacement cost.
This is an indicative sketch for screening, not a financial model, and not investment, legal, tax or accounting advice. The Project Sentinel documents are synthetic test data.
Connects securely to your tools. The creator never sees your data.
About this skill
Sketch, roughly, transparently, whether a deal works on leverage: sources-and-uses, debt-service cover, a conservative/base/optimistic returns sketch, and the single most sensitive assumption. Use for a back-of-envelope feasibility check, or when asked to 'does this work with debt', 'sketch the returns', or 'rough LBO on this'.
Works with
Any agent that reads the SKILL.md standard and can read attached documents. No scripts, no network access, no installs.
Known limitations
It works only from the documents you provide and cannot verify anything outside them. Analysis, not investment, legal, tax or accounting advice; check the output against the source documents.
About the author
Original work, listed by its author: part of the free, MIT-licensed open-deal-kit,
https://github.com/MariusGithub13/open-deal-kit
The hosted version that writes a fully cited diligence brief across a whole data room is Deal OS:
https://getdealos.tech/sandbox?utm_source=agensi&utm_medium=marketplace&utm_campaign=lbo-sketcher
How to use
Skills on Agensi run inside your AI agent. Copy the prompt, paste it into your agent, and it connects to Agensi and installs this skill for you. If a payment is needed, your agent shows it to you first.
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