guardian ai basic

    1

    Personal expense guardian that tracks warranties, flags duplicate charges, and audits receipts.

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    guardian ai basic

    Example session with this skill installed

    Analyze this receipt from Best Buy and this credit card statement snippet to see if I was double-charged for the coffee maker.

    • Read your context and instructions
    • Compiled the guardian ai basic
    • Generated the document

    I have analyzed the Best Buy receipt (Order #BB-9921) and your banking transaction history for October 12.

    Purchase and Payment Audit

    AttributeDetailsStatus
    MerchantBest BuyCONFIRMED
    ProductBreville Bambino PlusCONFIRMED
    Total Amount$499.99CONFIRMED
    Transaction 1Oct 12 - $499.99 (Pending)CONFIRMED
    Transaction 2Oct 12 - $499.99 (Posted)LIKELY DUPLICATE
    Return DeadlineOctober 27, 2023CONFIRMED (15 days)
    Warranty Period1 Year (Manufacturer)CONFIRMED

    Analysis

    The documentation shows two identical charges of $499.99 on the same date. While one is marked as "Pending," it has not fallen off the statement despite the second transaction being fully "Posted." This is a discrepancy that needs verification with your bank.

    Risk Assessment

    • High Risk: The pending charge is tying up $499.99 in available credit.

    Low Risk: The merchant receipt only shows one unique Order ID, suggesting the error is likely on the processor side rather than a double-sale.

    Proposed Merchant Message

    "Subject: Discrepancy for Order #BB-9921. Hello, I am writing to report a duplicate pending charge for my purchase of a Breville Bambino Plus on Oct 12. The transaction appears twice on my statement for $499.99. Could you please verify that only one transaction was settled?"

    Next steps

    1. Wait 48 hours to see if the 'Pending' status expires naturally.
    2. If both charges post, call the number on the back of your card to initiate a chargeback for the duplicate.
    3. Save the PDF version of the receipt in your 'Warranties' folder; the return window closes in 11 days.

    guardian-ai-basic.pdf

    PDF · document

    Generated

    Example file from a real run - the skill writes it into your workspace.

    Connects securely to your tools. The creator never sees your data.

    What you get

    Flag duplicate charges across bank statements and merchant receipts.Calculate return windows and warranty expirations for consumer electronics.Identify missing proof of payment for outstanding service bills.Generate draft emails to merchants for billing disputes and refunds.

    About this skill

    The problem

    Managing a paper trail of receipts, bills, and warranties is tedious. Users often miss return windows, overlook double-billings, or lose track of whether an invoice was actually paid.

    What it does

    • Extracts merchant data, line items, and transaction dates from uploaded documents.
    • Calculates precise return deadlines and warranty expiration dates based on purchase terms.
    • Cross-references documents to identify duplicate charges or billing discrepancies.
    • Flags missing evidence, such as proof of payment for outstanding invoices.
    • Drafts templated messages for sellers to resolve disputes or request refunds.

    Why this beats prompting it yourself

    General LLMs often hallucinate dates or miss subtle discrepancies between similar-looking receipts. This skill enforces strict verification labels and specific extraction rules, ensuring you never act on an unverified "hunch" about a refund or payment status.

    Use cases

    • Auditing monthly digital subscriptions for accidental double-charges.
    • Tracking appliance warranty expirations to decide on extended coverage.
    • Drafting professional inquiries for missing deliveries or billing errors.
    • Organizing tax-deductible expense evidence for year-end reporting.

    Known limitations

    Does not handle complex tax law or investment portfolios. Requires clear text extraction from images or PDFs to work accurately.

    How to install

    Works the same in every agent - Claude, Cursor, Codex, Copilot and 20+ more.

    ~30 seconds
    1. 1

      Download the ZIP

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    2. 2

      Unzip into your skills folder

      Every agent reads skills from one folder on your machine. Drop the unzipped folder in there.

    3. 3

      Ask your agent to use it

      Restart the agent if it was already running. It picks the skill up automatically - no config needed.

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    Fresh listing

    Recently published to Agensi

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    Trust & safety

    Security scanned

    Verified clean 10 days ago

    • Passed all security checks, Safe to install

    Listed10 days ago

    What's inside

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