Which AI agents support Financials Analyst?

This skill uses the open SKILL.md standard. Use it through an MCP-compatible agent connected to Agensi, and check the compatibility information on this page for confirmed agents and required capabilities.

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Connect your AI agent to Agensi through MCP, then ask it to use Financials Analyst on your task. Your agent loads the latest approved version each time. Paid skills require a purchase or active subscription. Skill files are not available for download; your licence does not allow you to save, copy or export any part of a skill.

Financials Analyst

Financials read: Project Sentinel

Basis: FS (financial statements, 5 pp., unaudited, FS p.1, p.5), CIM, Tax. Mine = my arithmetic.

1. The trend

Revenue is $5.34M, $5.78M, then $6.21M TTM (FS p.2): +8.2% then +7.4% (mine). The prior years are not dated, so the order is my reading. The CIM says growth came from "net new inspection agreements and modest price increases" (CIM p.6). Steady, not lumpy, on three data points. The 2025 tax return shows gross receipts of $5,950,000 (Tax p.1), $260,000 (4.2%) below TTM. That could be a period difference or a basis difference; the documents do not say.

2. Margins

Gross and operating margin cannot be calculated. FS p.2 says cost of services and expenses "are summarized on the following pages", but pages 3 to 5 contain no figures. What I can compute: reported EBITDA $1.08M is 17.4% of TTM revenue, adjusted $1.42M is 22.9% (mine, assuming the EBITDA is for the TTM; FS p.4 does not state its period). There is no margin trend to read.

3. The add-backs, one by one (FS p.4)

Total $340,000: 31.5% of reported EBITDA (mine).

Add-back	Amount	Read
Owner's compensation above market	$210,000	Largest, 62% of the total (mine). Legitimate only if a replacement manager costs less than this. The market-rate cost and his actual pay are not stated (the Tax p.2 schedule has no figures). Stretch until proven.
One-time legal settlement	$65,000	Plausible if it truly will not recur. The CIM mentions one settlement in the prior year (CIM p.17), but the nature and period are not given. If it was booked outside the EBITDA period, it should not be added back at all.
Personal vehicle and travel	$41,000	Plausible, if ledger lines show personal use. FS gives no detail.
Discretionary charitable contributions	$24,000	Most defensible: it is the owner's choice. The documents do not say it will cease.

The statements themselves say each adjustment "should be independently assessed for whether it survives a change of ownership" (FS p.4). Excluding only the owner item gives $1.21M (mine).

4. Working capital and the balance sheet

FS p.3 lists categories (cash, receivables, vehicles and equipment, payables, accrued expenses, vehicle financing) with no amounts. No working-capital or debt view is possible. Vehicle financing is a debt-like item to size.

5. The three numbers to verify first

The $210,000 owner add-back, against his total pay and the cost of replacing him.
TTM revenue $6.21M against $5.95M of tax receipts, with the period each covers.
Reported EBITDA $1.08M and its period, from the ledger.

Distinguish: what the statements show are the figures above. What I infer are the growth order, the margins and the legitimacy ratings.

This is an analytical aid and not investment, legal, tax or accounting advice. The Project Sentinel documents are synthetic test data.

About this skill

Turn a P&L / balance sheet / financial section into a plain-English read, trend, margins, the adjusted-EBITDA add-backs one by one, working capital, and the three numbers to verify first. Use once you have financials, or when asked to 'analyze these financials', 'are these add-backs legit', or 'read this P&L'.

Works with

Any agent that reads the SKILL.md standard and can read attached documents. No scripts, no network access, no installs.

Known limitations

It works only from the documents you provide and cannot verify anything outside them. Analysis, not investment, legal, tax or accounting advice; check the output against the source documents.

About the author

Original work, listed by its author: part of the free, MIT-licensed open-deal-kit,

https://github.com/MariusGithub13/open-deal-kit

The hosted version that writes a fully cited diligence brief across a whole data room is Deal OS:

https://getdealos.tech/sandbox?utm_source=agensi&utm_medium=marketplace&utm_campaign=financials-analyst

Financials Analyst